Pennsylvania Home Insurance
Whether you own a home in St Marys or Erie, homeowners insurance from Nicklas Insurance can save you time and money.
Purchasing Pennsylvania homeowners insurance can get confusing, and at Nicklas Insurance we understand this. Although you are not legally required to purchase home insurance as you are with car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for Erie homeowners insurance, don’t fret! Nicklas Insurance is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!
Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic PA home insurance policy will cover the following:
- The structure of your home
- "Replacement costs"
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can also add endorsements for:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your Erie home insurance policy should reflect that. The agents at Nicklas Insurance will create a homeowners insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive PA home insurance policy options. Fill out our quick and simple form for a free Erie home insurance quote!
